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Loan origination. ESMA has not given views on the subject of loan origination by funds (non-bank lending) since it published an opinion in 2016, where it called for an EU-wide regime for authorisation of loan originating funds with specific rules governing the management of risks relating to loan origination means that an investment fund provides credit (originates a loan), acting as a sole or a primary lender, to borrowers such as small or medium enterprises (SMEs). As such, this activity represents an alternative form of market-based opinion on key principles for a European framework on loan origination funds 13 April 2016. ESMA has published an opinion to the European Parliament, the Council of Ministers and the European Commission setting out its view on the necessary elements for a common European framework for loan origination by investment funds. The publication is in anticipation of a pending consultation by the ESMA Opinion on a European framework for loan originati

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