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05/08/2021 · While you don’t need a perfect credit score in order to get approved for a personal loan, the higher your credit score, the more likely you are to get loan terms that are more favorable for you,03/03/2020 · This might be one of the main factors lenders consider when considering you for a personal loan, so it’s good to know your score. 3. Getting Pre-Qualified. Many lenders these days allow you to quickly see if you pre-qualify for a ;· Ultimately, lenders want to know that lending you money is a safe bet. To get approved for a personal loan, you need to show that you can pay them back on time and in full. If you're unemployed,29/07/2019 · Pre-qualifying for a personal loan is a preliminary step in the loan approval process. It gives lenders a preview of your creditworthiness, and it gives you a preview of the loan you might ;· If you apply for a personal loan and get approved, you're not ob

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