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Personal Loan Interest Rates - Latest Interest Rate in 2020Personal Loan CalculatorPersonal Loan Interest Rates - Latest Interest Rate in 2020Personal Loan Interest Rates - Latest Interest Rate in 20204/16/2019 · If you opt for a personal loan with a fixed interest rate, you will be charged the same rate of interest throughout the loan repayment period. On the other hand, the floating or variable interest rate is linked to the Marginal Cost of Lending Rate or the MCLR, thus causing the interest rate to fluctuate as and when the MCLR ;· As of 11 th January 2021, the lowest personal loan interest rate is offered by Central Bank of India at Q14. How do I get the lowest personal loan interest rate? Ans. The following are some tips to get the lowest interest rate on personal loans: Maintain a high credit score; Keep a low credit utilisation ratio (30% or lower)Fee. Amount to be paid. Rack interest rate. Salaried - to Loan processing charges. Up to of the loan a