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Banking makes up most of the Islamic finance industry. Banking products are often classified in one of three broad categories, two of which are "investment accounts": • Profit and loss sharingmodes — musharakah and mudarabah — where financier and the user of finance share profits and losses, are based on "contracts of partnership". These have been called the "real and ideal" modes of Islamic finance as Islam calls for sharing of rewards and losses by all who contribute c…Islamic finance, is a means of funding or banking money in a way which is respectful to the principles of Sharia law and guided by Islamic economics. The fundamental principle of Islamic finance is the avoidance of any financial activities which could be deemed either harmful (Haram) or risky for the person. Features of Islamic finance include:Any form of financing made according to Islamic law, which forbids the payment or receipt of interest. An Islami

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