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Loan Amortization Schedule. This example teaches you how to create a loan amortization schedule in Excel. 1. We use the PMT function to calculate the monthly payment on a loan with an annual interest rate of 5%, a 2-year duration and a present value (amount borrowed) of $20,000. We use named ranges for the input ;· To build a loan or mortgage amortization schedule in Excel, we will need to use the following functions: PMT function - calculates the total amount of a periodic payment. This amount stays constant for the entire duration of the ;· In excel one can use below formula to calculate amortization value:-For calculation of interest paid during a specific period, we will use below formula. =ISPMT(Rate,per,nper,pv) To calculate the amount of payment in a period below formula is used. = PMT(Rate,nper,pv) To calculate a number of payment below formula is used. = NPER(Rate,pmt,pv)10/04/2020 · The general syntax of PMT function in Excel is: =PMT (Ra

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