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Rates from APR representative on loans from £7,500 to £15,000 for new and existing customers; Range of personal loans from £1,000 to £20,000, or £25,000 if you’re an existing Santander customer11/16/2020 · The Santander Personal Loan charges APR representative on loans between £7,500 and £15,000. Santander offers the loan with repayment terms between 1 and 5 years and applicants can apply to borrow from £ 1,000 to £ 20,000 .A Santander checking account is not required for a Loan, but use of ePay from a Santander checking account will result in an interest rate discount. Personal Loans cannot be used to finance post-secondary educational expenses. Loan accounts are subject to and other terms are accurate as of 10/01/2018 and may change thereafter. A Santander checking account is not required to qualify for a Loan, but use of ePay from a Santander checking account will result in an interest rate discount.