In this case, your monthly loan payment for your car would be $ If you have an interest-only loan, calculating loan payments is a lot easier. The formula is: Loan Payment = Loan Balance x (annual interest rate/12) In this case, your monthly interest-only payment for the loan above would be $ ;· This video demonstrates how to calculate monthly loan repayments and time required to amortize the loan to half of the principle of $360,000 with an Monthly Loan Payments - Video & Lesson Calculate Loan Repayments in Excel using the PMT functionLoan Payment Formula (with Calculator)Excel formula: Calculate payment for a loan | ExceljetTo calculate the monthly payment, convert percentages to decimal format, then follow the formula: a: 100,000, the amount of the loan. r: (6% annual rate—expressed as ;divided by 12 monthly payments per year) n: 360 (12 monthly payments per year times 30 years) Calculation: 100,000/ { [ (1+ )^360]-1}/ [ (1+ )^360]=, or 2/8/2021 &mid

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