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02/08/2021 · 660+. LightStream allows you to borrow more than many competitors and its starting APR is among the lowest of all personal loans. LightStream also provides a $100 guarantee that you will be satisfied with your experience. However, only borrowers with good to excellent credit can are indirect subsidiaries of Bank of America Corporation. Insurance Products are offered through Merrill Lynch Life Agency Inc. (MLLA) and/or Banc of America Insurance Services, Inc., both of which are licensed insurance agencies and wholly-owned subsidiaries of Bank of America Corporation. Banking, credit card, automobile loans, mortgage and home equity products are provided by Bank of America, and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America 14/05/2021 · Though Bank of America does not offer personal loans, there are many other lenders that can provide one. As always, compare personal loans -- interest rates, fees, and terms -