02/06/2021 · To do this, we'll divide the interest rate by the number of periods (in this case, 12) to find the monthly interest rate. For example: Say you want to calculate a monthly mortgage payment using a 5% interest rate. You’d enter: "5%/12" or " ;, or the corresponding cell (in this case, C3) the cell you will place the calculated result in, type the formula =CUMIPMT (B2/12,B3 12,B1,B4,B5,1), and press the Enter key. See screenshot: Note: In the formula, B2 is the annual loan interest rate, B2/12 will get the monthly rate; B3 is the years of the loan, B3 12 will get the total number of periods (months) during the loan; B1 is the To calculate the periodic interest rate for a loan, given the loan amount, the number of payment periods, and the payment amount, you can use the RATE function. In the example shown, the formula in C10 is: = RATE( C7, C6, - C5) rate argument is the interest rate per period for the loan. For example, in th

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