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How to Calculate Mortgage Interest in ExcelMore to calculate total interest paid on a loan in Excel?How to calculate interest payments per period or total Excel formula: Calculate loan interest in given year How to calculate interest payments per period or total Select the cell you will place the calculated result in, type the formula =CUMIPMT (B2/12,B3 12,B1,B4,B5,1), and press the Enter key. See screenshot: Note: In the formula, B2 is the annual loan interest rate, B2/12 will get the monthly rate; B3 is the years of the loan, B3 12 will get the total number of periods (months) during the loan; B1 is the To calculate the periodic interest rate for a loan, given the loan amount, the number of payment periods, and the payment amount, you can use the RATE function. In the example shown, the formula in C10 is: = RATE(C7, C6, - C5) 12To calculate the total interest for a loan in a given year, you can use the CUMIPMT function. In the example shown, the total interest paid in yea