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21/06/2021 · The amount you can borrow with a personal loan depends on the lender. Some lenders may place a cap of $15,000 on unsecured personal loans, while others may lend up to $100,000. The amount you can get approved for also depends on your credit score, though. Secured vs. Unsecured. Some personal loans are secured, while others are ;· Personal loans work by giving you access to money to cover personal expenses, which you pay back with interest and fees over a set period of time. The money you borrow can be used for almost any purpose, though some lenders won’t allow you to use …20/05/2021 · How do personal loans work? Personal loans allow you to borrow money for almost anything you want unless the loan specifies how you must use the funds. These loans are installment loans, which means you make a flat payment over a set period called the ;· How do personal loans work? Personal loans typically offer some flexibility