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Your ID (for example, a passport or drivers licence) Proof of your home address (for example, a utility bill or bank statement) An original or electronic version (for example, a PDF or photo) of a document showing your Personal Public Service Number (PPSN) or Tax Reference Number (TRN) and full original or electronic version (for example, a PDF or photo) of a document showing your Personal Public Service Number (PPSN) or Tax Reference Number (TRN) and full name. For a full list of acceptable documents and more information on how to provide it, visit to apply for a Personal Loan Apply Online or via your AIB (NI) Mobile Banking app. You must be an existing personal current account customer who is registered for Online Services. Sole applicants only. Apply Online or via your AIB (NI) Mobile Banking app, your application should take approx. 10 three ways to apply, including online, Business Banking from a distance is possible. We have two loan types available. Fixed Rate Loan -