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12/02/2020 · Loan Option #4 – Upstart Upstart is another great personal loan for average credit options. You do need a credit score of 580, but they prefer you to be around the 620 area, so you have to be in the middle of the average credit range. They also require you to have $12,000 in annual ;· Plus, with rates starting at APR (with AutoPay), you’ll have a wide range of options. Monevo compares 30 lenders and you won’t hurt your credit score when reviewing your personal loan offers. Plus, rates are competitive with qualified borrowers locking in an APR between - …19/07/2019 · LightStream: Best for Excellent credit and low rates. SoFi: Best for Excellent credit and high loan amounts. Marcus by Goldman Sachs: Best for Excellent credit and flexible payments. Discover 25/08/2021 · Average personal loan rates for excellent credit. The average personal loan rate for excellent credit is percent to percent APR.

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