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Installment Loan Formula | PocketsenseHow to Calculate a Loan Repayment Formula | SaplingHow to Calculate a Loan Repayment Formula | SaplingLoan Payment Formula (with Calculator)When we take out an installment loan, the amount of the payment depends on three things: the amount of money we borrow (sometimes called the principal), the interest rate (or APR), and the term of the loan. Calculate the monthly payment formula in real time. Here, t is the term in months and r = APR/12 is the monthly interest rate as a ;· Installment Loan Formula An installment loan is a loan that you pay off in a steady number of same-size payments over a fixed period of time. The size of each payment is determined so that the loan is paid off at the end of the loan type of loan do you intend to take? Will it be an interest loan or amortizing loan? This is especially important to understand for your monthly payment formula. With an Interest loan, you just have to pay interest in the initial