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Can A Pre-Approval Affect My Credit Score?How Pre-closure of Personal Loan Can Impact Your Credit Score?Don't Let Mortgage Pre-Approvals Sink Your Credit Score Does Prequalification Hurt My Credit Score? | LendingTree11/06/2020 · But because it is essentially the same as a loan application, the preapproval process triggers a credit check that can reduce your credit score by a few points. What Is Mortgage Preapproval? Mortgage preapproval—not to be confused with mortgage prequalification —entails a detailed review of your finances by a loan officer at a bank or other lending short answer is, no. Compared to credit cards, personal loans or car loans, having one or even two pre-approval enquiries on your credit file within 12 or even 6 months won’t affect your credit score too ;· A hard credit inquiry, which takes place when you actually apply for a loan or credit card, will have a negative impact on credit scores, although the impact

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