Refinance Personal Loan Into Mortgage - If you are looking for lower monthly payments then we can provide you with a plan that works for ;· You can refinance your Discover personal loan with Discover or another lender. Typically, you refinance a personal loan to get a lower APR, lower your monthly payments or pay off the loan ;· Hi Mark, You can roll your peronal loan into the current mortgage. The concept is, you need to refinance by taking out a new loan on your home which should be higher than the unpaid balance on the current loan. The difference between the new loan amount and the unpaid balance should be equal to the personal loan ;· Can you refinance a personal loan? Yes, here’s how 1. Decide if refinancing is right for you. Before deciding to refinance a personal loan, it’s important to know how much it will cost you. For example, if your existing loan stipulates that a prepayment penalty applies for paying it off early and your refinanced loan requires you to pay an origination fee, costs will add up to Refinance a Personal Loan | LendingTreeHow To Refinance Your Home To Pay Off Debt | Rocket MortgageHow To Refinance Your Home To Pay Off Debt | Rocket MortgageWhen And How To Refinance A Personal Loan | Bankrate