When you’re looking for an unsecured personal loan in Northern Ireland it will be your own credit history that will determine whether you’re offered a loan (and the APR you’re offered on it), although a range of other personal factors will also influence those decisions, including your income, your occupation, your outgoings and any outstanding debts you already rate is available on loans between £7,500 and £19,950. Other loan amounts are available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative to apply for a Personal Loan Apply Online or via your AIB (NI) Mobile Banking app. You must be an existing personal current account customer who is registered for Online Services. Sole applicants only. Apply Online or via your AIB (NI) Mobile Banking app, your application should take approx. 10 loans may be taken out for a variety of purposes, from home improvements, funding a holiday, or even to clear outstanding debts such as overdrafts and credit cards. They are a common form of borrowing, and typically involve larger amounts which are paid back over a longer time period, compared to credit cards where the borrowing is usually overall terms loans from banks will be scheduled to be paid off over a period of several years, and will have a fixed rate of interest. You can opt for two types of loans - either secured or unsecured. Using a secured loan means that the finance company or bank will retain ownership of the car until the balance of the loan has been fully | Bank of IrelandUnsecured Personal Loans in Northern Ireland | Choice Loans | Bank of IrelandLoans | Bank of IrelandWhy choose a Secured Loan in Northern Ireland Up to £50,000 available as a secured loan at up to 75% LTV (min loan £5,000) Rates from (varies with credit history and LTV)If you want an Unsecured Personal Loans in Northern Ireland please fill in this form Unsecured loans of up to £25,000 are available in Northern Ireland from Choice Loans. These loans are at a very competitive rate but only available to those with a very good credit history (Representative APR ).Our loan terms vary from 2 to 8 years. If you want a home improvements loan, you can repay it over an extended period of up to 10 years. Use our loan calculator to compare different term times to see how it affects the total cost of the loan. If you choose to spread your loan over a longer period, your monthly repayments will be 18s only and not suitable for students. Only Bank of Ireland customers can apply online. The repayments on a personal loan of €20,000 over 5 years with 60 monthly instalments are € per month at variable (Annual Percentage Rate of Charge (APRC) ). The …