You will repay $ each month and $16, in total. Interest rates are variable. The interest rate is based on the creditworthiness of the applicant and considers factors such as the applicant's credit bureau score, credit history, employment status and income. Establishment Fee $ time of writing, August 2020, interest rates for secured and unsecured loans ranged from up to almost 23%, on. As interest rates change regularly, you can compare updated personal loan rates and car loan rates on Canstar’s ;· Max. loan amount: $70,000. Loan term: 3 or 5 years. Turnaround time: 99% of approved online applications funded in 24 hours. Fees: Establishment fee of $200 for loans from $2,000-$5,000 and $350 for loans from $5,000-$70,000. No early repayment fees. Personalised interest rates based on your circumstances. Go to rate % First CU: Personal Loan: Secured: From: NZ Firefighters CU: Instant Personal Loan (Membership criteria apply) Secured: Standard Personal Loan (Membership criteria apply) Secured: Standard Personal Loan (Membership criteria apply) Unsecured: NZCU Auckland: Personal Loan: Secured: Personal Loan: Unsecured: NZCU Baywide: Personal LoanLooking for a low-interest personal loan? Credit Union Baywide offers personal finance, New Zealand wide from $2,000 @ Apply online or call 0800 229 Loans NZ - Compare Interest Rates | the Best Low Interest Personal Loans in NZ | CanstarBest Low Interest Loans | Compare & Apply | Finder NZPersonal Loans NZ - Compare Interest Rates | ;· Important information ^ Rates range from to fixed for unsecured personal loans and from to fixed for secured personal loans. Your interest rate depends on your personal circumstances and credit history. The interest rate and repayment amount remain the same for the life of the loan.