23/06/2020 · Personal Loans: 400-450 Credit Score. Personal loans are one of the best ways to borrow a large sum of money. The repayment periods can last from a few months to five years, at rates ranging from 6% to 36% is a Personal Installment Loan? A personal installment loan is one of your better options if you have a 450 credit score or worse. These loans allow you to borrow a lump some of cash, usually up to $5000, and pay it back over an agreed upon time frame with equal monthly ;· Personal Loans: 400-450 Credit Score While some lenders will offer personal loans with collateral, most will stick to unsecured personal loans, which can be harder to get with a low credit score. In general, personal loans will either be long-term installment loans, which can be repaid via regular payments over months or years, and short-term cash advance loans, which are repaid in a lump sum …Of course, any unsecured consumer personal loan with a credit score in the 450's is going to have an extremely high APR interest rate. The APR range may be as low as 34%, but based on a recent Bloomberg article, the APR rates could be as high as 155%.04/06/2018 · Personal Loans: 450-500 Credit Score The two main types of personal loans available are installment loans and short-term loans. Installment loans are generally long-term loans of six months or more, while short-term loans typically have terms of less than three Best Loans & Credit Cards (450 to 500 Credit Score) - 20218 Best Loans & Credit Cards (400 to 450 Credit Score) - 202112 Best Loans & Credit Cards for 400 to 450 Credit Scores 8 Best Loans & Credit Cards (450 to 500 Credit Score) - 2021Though this varies from lender to lender, on the average, for example, an individual with a credit score within the range of 720-850 will be charged an APR of 9% for a personal loan, a person with a credit of 480 will get an APR as high as 19% –