Current Base Rate (BR) is , Additional profit rate of over the current profit rate for financing without takaful; Ceiling Rate = Effective + Rakyat Personal Financing-i Private Sector is a personal loan that offers a financing amount of up to RM 150,000. It also has a relatively low installment and decent financing with a relatively low gross income requirement. Best for: Personal use including your kid’s education fund. Income requirements: Minimum RM 2,000/month. Pros:Bank Rakyat’s personal loans are available with either a flat interest rate (fixed interest rate) or a floating interest rate (variable interest rate). A flat interest rate is where a fixed interest is applied on the loan repayment until the loan tenure Personal Loan Interest Rate from Tenure over 2 years Monthly Repayment , Emicro Personal Loan Interest Rate from 18% Tenure over 2 years Monthly Repayment RATE; Salary Transfer to Bank Rakyat; Biro Perkhidmatan Angkasa; Salary Deduction; Up to 1 Year. More than 1 Year - Up to 5 Years: Up to 5 Years - 10 Years: Electronic Payment; Up to 1 Year. More than 1 Year - Up to 5 Years: Up to 5 Years - 10 Years: Rakyat Personal Loans 2021 | Fast Approval | Apply 2021 Bank Rakyat Personal Loan - Up to RM150K ApprovedBest Personal Loans in Malaysia 2021 - Compare and Apply Best Personal Loans in Malaysia 2021 - Compare and Apply