If you teach full-time for five complete and consecutive academic years in a low-income elementary school, secondary school, or educational service agency, you may be eligible for forgiveness of up to $5,000 (or up to $17,500 if you meet the criteria of a highly qualified teacher) on your Direct or …30/05/2018 · Instead, your Navient loans may qualify for loan forgiveness with the federal government’s loan forgiveness and repayment programs. If you have Navient loans and you want to get out of debt faster or reduce your monthly loan payments, you may be able to qualify for a federal loan repayment or forgiveness Repayment (IDR) Plan with Monthly Payments as low as $0 for eligible borrowers. Monthly Payments are calculated at 10% of discretionary income. May lead to forgiveness. Any outstanding loan balance will be forgiven after 20 to 25 years of qualifying makes it easier to apply for student loan repayment programs and other private student loan forgiveness options available. You can go directly to their website to complete the forms. Moreover, you can use government-issued forms to apply for each available loan forgiveness ;· The income-driven Repayment plan allows you to adjust your income into your monthly payments, for example even if you have no income; you will be charged for zero monthly payment. Public Service Loan Forgiveness – it is also one of the most popular student loan forgiveness programs which cover a wide area with flexible eligibility Student Loan Forgiveness Programs | Student Debt Navient Student Loan Forgiveness Programs | Student Debt Navient Student Loan Forgiveness - Forget Student DebtThe 5 Secret Ways to Get Navient Student Loan Forgiveness12/12/2018 · Navient, (“Sallie Mae” at the time) played a major role in exacerbating the student loan crisis after realizing that they could guarantee repayment for their loans by serving as the lender, loan servicer and debt collection agency for any loans that went into default.