16/04/2021 · Here are six banks that offer the lowest interest rates in the Philippines for personal loans. We will get into more details about their terms and conditions and fees to give you a better estimate of how much you’ll be paying each ;· BPI also offers one of the lowest personal loan interest rates in the Philippines. It has an affordable option for Filipinos who need to borrow money through its low-interest personal loan starting at personal loans from banks in the Philippines offer attractive interest rates for their personal loans. While standard monthly interest rates are around to 2%, you can get lower deals for more specific types of personal loans like OFW loans or personal loan for business ;· Personal loan rates depend on tenor. Personal loan for 6 months has a monthly add-on rate of while loans payable in 12-36 months has a monthly rate of BDO also offers the BDO Kabayan Program-Unsecured which has a rate of 2% per month and the BDO Kabayan Program-Secured with a monthly add-on depending on the ;· We have personal loan partners that only require at least ₱15,000 monthly income to apply for a personal loan. Compare now and see which loan provider is best for you. How much can I borrow?Best Personal Loan with Low Interest Rate in the Philippines2021 Update: Personal Loans In The Philippines With The Best Housing Loan In Philippines 2021 - Lowest Interest At Top Personal Loans In Philippines 2021 - Low RateInterest rates for housing loans in the Philippines differ from bank to bank. For example, for a 20-year period, the interest of one housing Loan is 1 year fixed term, while for Security Bank it’s ;· The minimum loanable amount is PHP40,000 and the maximum is PHP1,000,000, making PBCOM’s personal loan suitable for so many personal financing needs. Choice of loan terms. The loan is payable in 12, 18, 24, 36 or 48 months. Fast response on your application. Loan applications are typically approved within three to five working days. Other products PBCOM offers. Apart from personal loans, PBCOM also offers various …25 to 65 years old (applicant must not be more than 65 years old upon loan maturity) Filipino citizen or foreign citizen residing in the Philippines. Salaried or self-employed individuals. With minimum monthly income of Php 35,000 for salaried and self-employed ;· The rate is 2 percent a month. For a loan of 10,000 pesos, the monthly interest is 200 pesos. You pay 600 pesos after three months, on the maturity date. The lower 1% interest rate is offered to borrowers with at least 100,000 pesos in their Citystate accounts. Minimum loan is 300 pesos.