What do I need to qualify for a bad credit loan? In order to qualify for a loan with bad credit, you must; be a South African Citizen with a green bar-coded ID or a smart ID card, be over the age of 18 (some lenders require applicants to be over 21), and; have a monthly income that exceeds R3, credit loans are forms of personal loans given to people with poor credit history. If you have a poor credit score, there is a higher chance you could be having trouble getting a loan with most South African lenders. But not all – some credit companies offer bad credit loans to people a negative credit credit loans designed to meet the needs of South Africans. Bad credit might not be good, but it doesn’t always have to be bad! The tough reality when you’re an individual who's managed to rack up a record of bad credit is that the larger and more familiar lending institutions are not in a hurry to help you with a citizen of South Africa, low credit score or with bad credit; in need of a consolidation loan or personal loan, can count on our loans for low credit scores service. Apply for a personal or consolidation loan with us and we will help you find the best deal suiting your needs even if you have a low credit score or listed for bad your credit score before applying for a loan will help you determine which type of loan will suit your needs. Advantages of a Personal bad credit loan If your credit score is very bad, then taking out a personal bad credit loan can be very beneficial to you, once you are granted the loan and pay it back on time this will positively increase your credit score and make you a lower risk client in the Loans South AfricaPersonal loans for people with bad credit | for bad credit in South Africa | SeekLoansBlacklisted Loans South AfricaEmergency loans are available from different credit providers in South Africa. You can find out more here: Emergency Loans for South Africa Residents. Pawn shop loans are another good way to get money when you have a low credit score. You borrow money against personal items you no longer want or need.

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