For the 'soft' search we first have to find your details at the credit bureau (Experian). To find your details we need your name, address, date of birth, postcode and main bank account details. In addition we need your employment information, income, dependents (for loans) and residential status, which can all have an impact on the lending available to ;· What is a search footprint? When applying for a loan or credit card application and the lender runs a credit check on your account, they will leave a mark on your credit file as a record that they have checked your file and this is known as a ‘search ;22/07/2020 · Compare loans no footprint. Compare secured loans from multiple providers in one quick and easy search Our smart search tool lets you look for a secured loan without damaging credit records You can choose to just look at secured loans or add in personal loans, P2P and other alternatives The Knoxville-based company, founded in 1989, employs When applying for a loan through CUJ Loans, we refer your application to our panel of lenders. We are able to obtain a decision that does not impact on your credit file. We do this using “soft search” technology so you can rest assured that we have found you the best deal quickly and with no negative mark against you compare loans with us, there’s no impact on your credit file. That’s because we use a ‘soft search’ - it’s a search which matches you to your credit file, but isn’t recorded for other lenders to see. If you then go on to apply for credit, that’ll show up on your credit file for other lenders to Search Footprints Explained | Guarantor Loan ComparisonSoft search: the lenders who won't damage your credit scoreMini Text Loans Direct Lenders | No Credit Check | Easy BorrowMini Text Loans Direct Lenders | No Credit Check | Easy Borrow05/07/2016 · Most lenders will do search your credit history when you appy for a credit card or loan, but some do a 'soft search' (or 'smart search') which won't affect your credit score. Generally when you apply, that application will be recorded on your credit record, whether it was successful or not. This is known as a footprint.

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