Transforming the loan origination process to eliminate the delays, errors, and costs of manual processes will be key to a bank’s ability to compete for, win, satisfy and retain customers. The Compliance and Security Challenge Strengthening and simplifying regulatory compliance is another reason for banks to speed up loan Retail Loan Origination Introduction The process of loan origination gets initiated when a prospective customer approaches the bank, with a loan account opening request or when the bank approaches a prospective customer, taking lead from its database. In case of a bank–initiated request, the process moves forward1. Corporate Loan Origination Introduction The process of loan origination gets initiated when a prospective customer approaches the bank, with a loan account opening request or when the bank approaches a prospective customer, taking lead from its database. In case of a bank–initiated request, the process moves forwardYour Mortgage Loan?” by Gina Pogol, 2016 You face a tall order to meet customer demands: • Fast response • High-touch, multi-channel connectivity (online, mobile, call, etc.) • Quick visibility into where they are in the loan origination process • Personalized, high-quality experiences • Loans …• Loan origination procedures for enterprises (“lendingto professionals”in the 2019 draft) are now differentiated based on firm size (micro/small vs. mid/large). The previous draft only included some creditworthiness assessment specificities for SMEs. Reinforced also the view that factors considered in the sensitivity analysis should be relevant to the size and purpose of a loan and to risk profile of a …7 Stages in Loan Origination process7 Stages in Loan Origination processEBA Draft Guidelines on Loan Origination and Monitoring7 Stages in Loan Origination processLesson 7: Mortgage Loan Origination, Processing, and Servicing Page 2 LOAN ORIGINATION AND PROCESSING Loan underwriting, or qualification, is a crucial step in the real estate lending process for both the lender and the borrower. Loan qualification is a component of the overall loan application process, and includes

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