The HMDA statute requires that the Modified LARs be available by March 31st. The 2015 HMDA rule eliminated the need for individual financial institutions to make their Modified LARs available to members of the public who may request them. This is the second year that all Modified LARs have been publicly available on (1) A financial institution shall make available to the public upon request at its home office, and each branch office physically located in each MSA and each MD, a written notice that clearly conveys that the institution's loan/application register, as modified by the Bureau to protect applicant and borrower privacy, may be obtained on the Bureau's Web site at REGISTER Page of Name of Reporting Institution City, State, ZIP Form FR HMDA–LAR Reporter's Identification Number Agency Code All columns (except Reasons for Denial) must be completed for each entry. See the instructions for details. Application or Loan Information Action Taken Property Location Applicant Informationthe HMDA Loan/Application Register (the HMDA-LAR). The FFIEC uses information provided on the loan/application registers to produce HMDA disclosure statements for each reporting institution, as well as aggregate tables for all covered lenders in each metropolitan statistical area (MSA). These reports are made available at a central data depositoryHMDA Modified Loan Application Registers Released § Disclosure and reporting. | Consumer Financial Disclosure and reporting | Bankers OnlineApply online for student finance - collect, how the information should be reported on the HMDA loan/application register, and how the data will be disclosed to the public by the institution and the FFIEC. The FFIEC produces a public disclosure statement for every covered institution and for every metropolitan statistical area (MSA) and metropolitan division (MD). The

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