Get a jumbo loan with First Hawaiian Bank. First Hawaiian Bank products and services are not available for residents of the European Land Loan. Purchase a vacant lot in Hawaii to build your dream home tomorrow. Monthly interest-only payments for three years (term) Fixed interest rate during the term; No prepayment penalty; Available for land purchase with construction plans within three years; Credit of up to one point paid on the land loan upon the Construction refinanceVacant Land & Construction Loans make your dreams reality. Vacant Land Loans are available for improved or unimproved properties on Hawaii Island, whether they're owner-occupied or investment properties. Construction Loans help you finance the construction phase of your primary residence once you hire a contractor and draw up Hawaii land loan, for when you are building your dream home from the ground up. The minimum down is 25%. Loan amounts up to $1,000,000. Loan amounts greater than $1,000,000 are considered on a case by case basis and will be subject to a larger down ;· Land Loans. Most Hawaii land loan products are offered through local credit unions. That makes them great for Hawaiʻi residents, but unavailable if you are buying to build before moving here because you must be a resident to be a credit union Loans. Obtaining a land loan The Big Island of Hawaii is 4,028 sq. miles, so big in fact, the other Hawaiian Islands could fit on it nearly twice. Yet Hawaii Island is the youngest in the Hawaiian chain, a mere 800,000 years old. Contact a Trusted Advisor (808) ;· So, let’s talk about options for financing vacant land purchases in Hawai’i. The ABC’s of Land Loans. The first question I have when working with a buyer who wants to purchase a vacant lot or acreage with financing is how quickly they plan to build. Land loans typically have a term of three years, interest only, at a fixed rate. The idea Farm Plus Financial is an active provider of Hawaii farm loans, agricultural land loans & farm operating loans to the over 7,500 farms throughout the state of Hawaii. With the rich Hawaiian soil and unique geographic landscape, Hawaii is a great place for farming. Hawaiian farmland …Home Loans. Whether you need financing for your first house or you want to tap into your existing equity, CU Hawaii is here to help. Our local home loan experts will work with you every step of the way. And because we process our loans here in Hawai`i, you will never wait long for a decision on your application.

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