HDFC Bank enables a personal loan borrower to make a pre-closure or a pre-payment of loan. However, you will be able to prepay your HDFC personal loan only after 12 months after you have procured your loan and after paying 12 EMIs plus the foreclosure charges that may be applicable. If you meet this requirement, you can repay your personal loan before the original due date and close your loan HDFC Bank for example, offers Personal Loan EMIs at Rs. 2149 per lac. Moreover, HDFC Bank customers can get their loan credited in their account in 10 seconds and non – HDFC Bank customers within 4 hours. No doubt, a Personal Loan will satisfy any financial requirement you have. But as you come closer to your last EMI repayment, you may have 1/27/2019 · HDFC Bank offers personal loans up to Rs. 15 lakh to meet various financial needs. The bank’s personal loan interest rate starts at HDFC Bank Personal Loans come with a flexible repayment tenure of up to 60 months, can be easily availed online and require minimal documentation. Moreover, HDFC Bank also offers borrowers the option to prepay their loan …You can send request through online request (write to us); You can Personally Visit your nearest/ respective Branch, You can email us at loan@ through your registered email ID,or, You can send your request through courier, Post or Bearer to the nearest respective branch (Please mention "Foreclosure" details on the top of the envelop.)After all, an HDFC Bank Personal Loan is designed to address diverse financial needs easily and conveniently, making it one of the best Personal Loans in India. Let nothing hold you back. Apply for a Personal Loan online from HDFC Bank in a few quick and easy steps. Click on Apply Now to get started. By following the easy-to-understand HDFC Bank Personal Loan Pre-payment/pre-closureHDFC Personal Loan Preclosure Charges and Benefits of ForeclosureClose HDFC Personal Loan in 2 Steps, Imp. Things After ClosureHDFC Bank Personal Loan Pre-payment/pre-closure1/14/2017 · In India, there are multiple avenues to get personal loan such as commercial lenders, co-operative banks, peer to peer lenders, local money lenders, and others. However banks are always the first priority of individuals seeking personal loan. HDFC bank, India’s top most private bank offers personal loan at an interest rate of – 22%.

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