11/12/2020 · Here are some options to explore if you’re looking for a no-credit loan. No-credit-check loans. Some lenders may offer loans without checking your credit. For example, you usually don’t need a credit history to get a payday loan; instead, you must show that you have a bank account and regular income. (Requirements will vary based on the lender.)For example, a common scoring system, FICO, rates credit scores as follows: Excellent (750 to 850 credit score) Good (660 to 749 credit score) Fair (620 to 659 credit score) Poor (350 to 619 credit score) Having no credit does not mean you have a zero credit score. It means you've never established a credit history. Lenders don't know how risky 7/31/2020 · Yes, it is possible to get a loan with no credit history. In fact, it’s easier to get a loan with no credit history than it is to get a loan with a poor credit history. This is because a low credit score indicates past financial missteps, such as late payments or a lot of credit card ;· Apply for a credit-building loan: A small loan is deposited into a bank account, and you make monthly payments to the lender to pay it back in full. The amount of the loans is usually between $300 and $1,000 and are meant to help people with limited credit history increase their ;· Credit unions often are more willing to take on a risk by lending a small amount of money to people with no credit. In 2010, the National Credit Union Administration created the Payday Alternative Loan program, which is offered by federal credit unions. You can borrow between $200 and $1,000 for a term of one to six #039;s How to Get a Loan With No Credit History | Student Applying for a Loan with No Credit - LendUpHow To Get a Loan With No Credit | Credit KarmaApplying for a Loan with No Credit - LendUp

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