Consumer loan in a nutshell. Consumer loan is just a consumer credit (cash credit), which you can take in Finland for any purpose. Banks, in general, don’t ask about your borrowed money destination. The maximum repayment period in Finland is 15 ;· The table above shows essential details of selected consumer loans products offered to retail customers by the banks in Finland: currency, effective rate per annum and loan term in months. The consumer loans terms vary from 1 month to 25 years (300 months).The effective borrowing rates are within the range - …Anyone who is registered in Finland can receive a consumer loan. In most cases you have to have a ongoing income. However, it is also possible to obtain a consumer loan by taking rehabilitation allowance (Kela). All these factors depend on the requirements of individual unsecured consumer credit for purchases of 2,000–50,000 euros. Read more about FlexiCredit! A secured bank loan for purchases of more than 10,000 euros. Read more! A credit card for big and small purchases in Finland and abroad. Read more about Nordea's credit card selection and apply for a card with a credit limit that suits you best. A student loan will help you fund your student lender must provide all essential details of the consumer credit agreement and consumer rights well in advance of the conclusion of the credit agreement. The details must be supplied on a permanently storable copy (in writing or electronically) using the Standard European Consumer Credit Information form so that the consumer can save or print out the - Apply for unsecured credit | - Apply for unsecured credit | for loans and consumer credit online | - Apply for unsecured credit | Loan Consumer Loan. The limit is €2,000–€10,000 Possibility for two annually recurring instalment-free months; You will repay the credit once a month at the rate you want, and it is available to you again; After you have a Consumer Loan agreement with us, it will be continuously available to total amount of the loan and loan costs is 1 720,54 €, while the installments are 12 and the installment is 143,38 € per month. Standard European Consumer Credit Information (in Finnish). Business loan up to 50 00026/12/2016 · Applying for a Loan in Finland. Loans of any kind are quite popular in many countries including Finland. In fact, it is actually quite easy to apply for consumer loans in Finland just like in any other country. Just like any other developed country, Finland lending companies or financial institutions offer loans …With a nominal interest of and a 61-month loan period, the annual percentage rate of charge on a FlexiCredit of 5,000 euros is (December 2019). The total sum of the credit and credit costs is 6,097,56 euros and the number of loan payments is 61. The opening fee for the loan is 0 ;· The rate of borrowing in Finland reached record highs in May, according to the Bank of Finland, as new mortgage loans increased by billion euros and unsecured consumer loans by 290 million euros. The stock of unsecured consumer credit has now grown at an annual rate of 12 percent to billion euros, making it the highest amount on record.
