Managing your loan - it's easy to keep track of your loan using Internet Banking or the Mobile Banking app, but you can also phone us or visit us in branch. Repayment holidays - you can apply for up to two repayment holidays per year, subject to approval. Just be aware, interest will still be charged so you'll pay more overall, and your loan term will be Personal Loan gives you: APR representative on loans from £7,500 to £25,000 over 1 to 5 years; Wide range of borrowing options: choose to borrow £1,000 to £35,000 over 1 to 7 years; Apply for and manage your loan online; Instant decision when you apply online; Flexibility to make additional payments and apply for a repayment holiday Get a quote. To apply for a loan online, you must be 18+ and a UK resident with a Royal Bank of Scotland current account (held for 3+ months). Please note, our minimum loan term is 2 years. You can apply to use a loan for a holiday but please ensure you have considered all borrowing options available to on the type of loan you have, you may be eligible for a capital and interest repayment holiday, or a capital repayment holiday only. This could be for up to 12 months. It's important to remember, interest may accrue during any repayment holiday, meaning it may take longer to repay the loan and may cost more in the long ;· Bank of Scotland personal loans Existing customers of Bank of Scotland can apply to borrow as much as £35,000 at a competitive rate. And with smaller loans available too, you could finance anything from a holiday to a wedding, or even Glas-go and …Existing Customers | Loans | Bank of ScotlandBusiness Loan Repayment Holiday | Royal Bank of ScotlandExisting Customers | Loans | Bank of ScotlandScottish bank holidays - of 1 April 2021 you can no longer apply for Loan, Mortgage or Credit card payment holidays. You can apply for an extension to your existing payment holiday provided that you’ve not received the maximum of six months and there has been no break in the support 6 year loan term, with no early repayment fees if you wish to repay the loan early. Interest rate is fixed. 12 month capital repayment holiday is automatically applied at the start of the loan (this may mean you pay more interest over the term) The government pays the fees and interest for the first 12 months. Personal guarantee is not required

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