Personal Loan for Salaried Persons in IndiaPersonal Loan for Salaried Persons in IndiaBOI | Bank of IndiaBOI | Bank of IndiaBOI Star Personal Loan scheme. Eligibility. Salaried permanent employees, Professionals and individuals with high net worth, regular pensioners or family pensioners drawing regular monthly pension through Branch, Staff members, retired employees (other than dismissed/compulsorily retired) of …Amount. For salaried: Max. 2 lac. For self-employed/ Professionals: Max. 1 lac. Eligible Amount. 15 times of net salary for salaried persons and 100% of net annual income as per latest Income Tax Return for Self-employed/Professionals. Net take home income should not be less than 40% after availing this Bank of India Personal Loan for Salaried Persons – Features Salaried individuals should be at least 18 years of age to avail this personal loan. The interest rate on this personal loan from Union Bank of India is floating. The loan has to be repaid within 5 years or one year before ;· Bank of India (BoI) offers multiple personal loan schemes including Star Personal Loan, Star Mitra Personal Loan, BOI Star Pensioner Loan Scheme, BOI Star Doctor- Plus and Star Holiday Loan Scheme. The loan amount offered is up to Rs. 20 lakh and can be conveniently repaid within a flexible tenure ranging from 12 to 60 PERSONAL - NON-SALARIED. PURPOSE. To meet personal expenses such as marriage, purchase of consumer durables, travel, holiday, etc. ELIGIBILITY. Non-salaried individuals having regular source of income Minimum age of the applicant should be 25 years. Maximum permissible age at the end of repayment to be 75 years.

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