How to Apply for a Personal Loan With a CosignerHow to Apply for a Personal Loan With a Cosigner How to Apply for a Personal Loan With a Cosigner 8 Best Personal Loans With Cosigners and Coborrowers 8 Best Personal Loans With Cosigners and Coborrowers 14/07/2017 · Follow these steps to apply for a personal loan with a joint application: Compare personal loans. Compare banks, credit unions and online lenders that accept cosigners or coborrowers based on factors like interest rates, fees, loan amounts and loan ;· You can apply for a FreedomPlus personal loan with a cosigner online or by phone. Both the cosigner and the primary applicant will need to be at least 18 years old and a citizen or permanent resident with an ;· How Does Using a Cosigner for a Personal Loan Work? Once you’ve found someone willing to be your cosigner, you can apply for the loan you want. In the application, you’ll be asked questions about both your income and your cosigner’s, and you may also be asked for both of your Social Security numbers. This will help lenders verify your credit ;· How to Apply for a Personal Loan With a Cosigner. If you’re in the market for a personal loan but lack the credit history or a high enough credit score to qualify for one, then you might want to consider applying with the help of a cosigner. Most lenders allow borrowers and cosigners to quickly apply for personal loans ;· 660+. LightStream provides personal loans with cosigners with low rates and a Rate Beat program in which they will beat any rate a competitor offers by percentage points. Rates may vary based on the loan purpose, but there are never any fees. If you have excellent or good credit, LightStream is a great option.
