All of New Zealand’s latest mortgage rates in one place. ? Rate of the day is what we consider the best value mortgage rate for a loan with a loan-to-value ratio below 80%, that is available to new and existing borrowers, and is not limited by the size of the loan. ? RATE OF THE DAY 1 year fixed. ;· Select chart tabs ». Floating % 6 months % 1 year % 2 years % 3 years % 4 years % 5 years %. The 'Floating %' chart will be drawn here. Source: The '6 months %' chart will be drawn here. Source: The '1 year %' chart will be drawn year fixed-rate special % Special interest rate requires minimum 20% equity and an ANZ transaction account with salary direct credited, otherwise standard rate applies. Not available with package year 2 years 3 years 4 years 5 years; Heretaunga: Residential: Nelson: Residential: Wairarapa: Residential: actual LEM charged depends on the loan to value ratio (LVR) which is calculated as total borrowings divided by the total value of the security property. The LEM for each LVR band is set out in the table below. Further details are available by visiting your nearest branch or calling 0800 803 Home Loan & Mortgage Rates Comparison | Home Loan & Mortgage Rates Comparison | Home Loan & Mortgage Rates Comparison | Interest Rates Forecast | PROVINCIA13/08/2021 · To underscore how much NZ bank mortgage interest rates dropped, in May 2017 the average 2-year fixed mortgage interest rate was By May 2018 it had dropped to and in May 2019 it had dropped even further to By May 2020 it was down to and on 27 November 2020 it was sitting at ;· Comparison Rate ( ) LVR. LVR
